Your Bridge To Capital

Real Estate Loans

Commercial real estate is big business, but getting approved for a commercial real estate loan from a traditional lender can be a challenge for many growing businesses. Our simple process helps you become loan ready. Our real estate financing offer terms from 1 – 30 years, have affordable rates, and can be utilized to purchase new property, renovate existing properties, develop land, or fix and flip property for a profit

Real Estate Loan

What is a Real Estate loan?

Commercial real estate loans refers to a category of financing used by businesses or investors to acquire work and retail space or build a portfolio of investment properties. Real estate loans provide funds in several categories: property acquisition, renovation, tenant improvement, and property refinancing. Funds can even be applied to fix and flip projects for business owners that like to repair, renovate and resell properties in growing markets.

Owner-occupied CRE loans are targeted to business owners seeking to own their workspace. To qualify, the business must utilize at least 51 percent of the space and they can rent up to 49% to one or more businesses.

Traditional and Non-Traditional Lenders Available to you

Amount Of Capital Accessible Through Network

Quickest Time To Funding Commitment Through Motiva Capital

Fix & Flip

Fix and flip loans are for buyers who purchase, renovate, and then resell properties. They can be approved quickly so you can make a competitive cash offer on the property you want. These loans are short-term, meant to be paid back once the property has sold.

Owner Occupied

If you’re tired of pouring your business’s money into rental fees, it’s time for a change. Owner-occupied loans are for businesses that will use at least 51% of the building for their operations. The rest of the space can be rented out to help generate income.

Investments

Real estate is a great way to build wealth. Investment properties like hotels, motels, apartment buildings, and retail centers will bring in money month after month. Investment property loans are designed to help you acquire large, multi-level properties.
Real Estate Loans

F.A.Q.’s

When is a Real Estate loan not a good fit?
If you’re considering becoming a commercial property owner, it’s important to be in good financial health. Businesses with substantial debt, slowed growth, or high employee turnover should address these issues before borrowing.
What is the down payment on a commercial real estate loan?
Most lenders want at least 20% down before they agree to extend financing. The SBA requires less, around 10%. Securing a loan will reduce the down payment amount.
Can I get a real estate loan with bad credit?
Secured loans make it easy to get financing, even with bad credit. Using the business’s assets as collateral works as a safety net for lenders. They’ll be less concerned with your credit rating and more interested in the value of the assets.
Where can I get the best rate on a commercial real estate loan?
Commercial real estate loans come from a variety of sources. It can take time to hunt around for the best lender. We make finding the best rates easy by giving you access to a broad network of lenders, all from one source. Let us do the searching for you so you can spend more time working on what you do best.

Real Estate Loan

Advantages

Loans make real estate more affordable.

Loans can be short or long-term to suit business needs.
Secured loans have lower interest rates

Motiva Capital

Apply Today

Motiva Capital is your bridge to capital. Work directly with brokers who have been in your shoes. Let us show you what we can do for your business.

52 Tuscan Way Suite 202 Saint Augustine, Fl 32092

Office: +1(904) 404-8904
Fax: +1(786) 358-6083.

Support@MotivaCapital.com