Small Businesses frequently need support when it comes to finding the right financing. Within certain industries, it’s even more of a challenge. Some lenders view companies that operate in specialized industries, under tight state regulations, with high variability in cash flow, or as a non-profit as “high risk.” Businesses like churches, realtors, pawn brokers, and casinos are rarely eligible for government-backed financing. We have experience supporting hard-to-finance industries with capital sourcing. Partnering with our brokers eliminates the need to fight with lenders who don’t understand your vision.
Your success is important to us, which is why we’ve curated a network of lenders who work in all types of industries. Some of them are industry professionals who know first-hand the challenges you’re facing. They began lending in that space to help other small businesses succeed. Others are aware of the opportunities that exist in niche industries and want to be a part of their growth. However, you won’t always find these lenders by searching online. Our brokers will connect you to specialized capital sources ideal for your business. It’s like having a tailor for your capital stack!
Here are some of the industries we support with capital sourcing. If you see your business reflected in this list and want to access financing, give us a call. Even if your industry type isn’t listed, we’re happy to review your business goals and tell you how we can help.
We find capital sourcing for hard-to-finance industries. Our brokers eliminate the need to chase lenders who don’t understand your vision.
To maintain nonprofit status, charities, and NGOs must adhere to strict reporting guidelines and fund use restrictions. Donated funds can’t always be applied to daily operations. In that case, payroll, equipment, and construction funds must come from another source. Lenders like community development financial institutions, or CDFIs, specialize in lending to nonprofits and some of them are nonprofits themselves. Our brokers will connect you with a reliable lender when you need flexible leasing, bridge financing, asset management solutions, and more for your nonprofit business.
Religious Financing
Most churches rely on donations and tax relief programs to keep their doors open. To continue serving their communities, however, they need a financial boost for fundraising programs, remodeling, and equipment. Whether you’re providing a place of worship for Christian, Muslim, Buddhist, or Jewish congregations, we can provide loans with minimal usage restrictions. Access easy repayment options, unsecured loans, and nonrecourse loans to help your organization thrive.
Charter School Financing
On average, charter schools receive less funding each year than their district school counterparts. They’re also prohibited from charging tuition, which creates a significant funding shortfall. Some charter school teachers even use their personal funds to bring in supplies for their students. When it’s time to upgrade infrastructure, manage repairs, or pay for new gym equipment, we help charter schools with flexible, low-interest loans that meet their needs. We can recommend lines of credit, tech leases, and affordable private loans for your charter school to make high-cost purchases feasible within your monthly operating budget.
DBE & ACDBE Financing
The Disadvantaged Business Enterprise and Airport Concession DBE programs are designed to balance federal and state contracting opportunities. They operate under strict eligibility guidelines and must maintain certifications and registration. Banks and other financial institutions are historically hesitant to lend to disadvantaged groups. Our brokers partner with nontraditional lenders that focus on serving smaller communities.
Construction Financing
Construction has always been considered a “high-risk” business category by mainstream lenders because projects don’t always go as planned. Construction loan risks are also highly sensitive to market fluctuations. However, experienced lenders in this industry know how to mitigate those risks and put themselves and their borrowers in profitable positions. If you’re seeking a construction loan for your next project, ask our brokers to connect you with our specialized lending network. Your specialized business needs specialized funding, not one-size-fits-all financing from lenders who treat you like a number. Our brokers will learn about your company and the future you want to create so we can provide the best options to get you there. With access to our exclusive lender network, you’ll be building your next milestones with the confidence the right funding can provide.